Simple Sourcing · Services

Six ways to make your back-office stop being a personality trait.

Each service solves a real problem. No discovery retainer required to find out which one is yours.

Staffing & Talent
Bilingual · Fast placement · Screened for insurance knowledge
Surplus Lines Filings & Compliance
All states · Audit-ready · Zero tolerance for errors
Insurance Licensing Management
NIPR · Renewals · Nobody's appointment lapses
Workflow & Process Management
Audit · Redesign · Operate
Custom AI Assistant
Trained on your docs · Not vibes · Free POC
Custom Programming
We build what your vendor keeps roadmapping

No tiers. No bundles. No “that’s in the enterprise package.” Start with one service. Add what you need, when you need it. We’ll be here.

01
Fastest entry point

Staffing & Talent

“We have a great candidate — very enthusiastic, learned what E&S meant three minutes before the interview.” That is not us. That is everyone else.

Insurance back-office work demands a very specific kind of person: someone who understands surplus lines, speaks compliance, and doesn’t need a glossary to read a stamping office rejection notice. Finding that person through a generic recruiter is how you end up with six weeks of your own time training someone who then leaves for a retail job.

We’ve already found them. Our talent pool is built from bilingual insurance professionals — people who’ve worked filings, licensing, customer service, and operations in real insurance environments. We screen for domain knowledge, not job titles. Temp, permanent, project-based, or hybrid: your structure, your rules. We place, you breathe.

What’s included
  • Bilingual (English/Spanish) insurance professionals — actually bilingual, not “conversational”
  • Candidates screened for insurance operations knowledge before you see them
  • Temp, permanent, project-based, or hybrid arrangements
  • Fast placement — days, not months, not a 90-day pipeline theater act
  • Replacement guarantee if the fit isn’t right (because we’re confident it will be)
  • Roles: filing processors, licensing coordinators, CSRs, underwriting support, compliance analysts, operations managers
  • Optional: dedicated team buildout for scaling operations
Let's talk about staffing →
Pricing model
Placement fee or monthly retainer
Structure depends on arrangement type. We’ll quote clearly with no ambiguity about what you’re paying for. No invoice surprises. We find those deeply unsexy.
Typical timeline
Days to weeks — not quarters
Most placements happen within 1–3 weeks. For urgent needs, faster. We don’t have a 90-day pipeline because our pipeline is already stocked.
Best for
WholesalersRetail BrokersMGAsAny team short-staffed right now

The bilingual test: “Passed Spanish in 10th grade” is not bilingual. “Retained only the verb estar” is not bilingual. Our team communicates natively in English and Spanish. Your clients who prefer Spanish will notice. Immediately.

02
Audit-critical

Surplus Lines Filings & Compliance

“The state of California sent a letter. We filed before they sealed the envelope. Another quiet Tuesday.”

Surplus lines compliance is the kind of work where “close enough” is a regulatory fine waiting to introduce itself. Every state has its own stamping office, its own tax rates, its own diligent search requirements, its own interpretation of what constitutes a valid filing — and its own particular way of making you feel like you should have known that already.

That’s our madness, not yours. We handle surplus lines filings across all applicable states — from affidavit preparation and diligent search documentation to stamping office submissions and tax remittances. Our team has worked these filings. We know where errors hide. We know what auditors look for. Zero tolerance for errors isn’t a marketing line here. It’s the literal job description.

What’s included
  • Surplus lines affidavit preparation, all applicable states
  • Diligent search documentation — complete, defensible, and not held together with hope
  • Stamping office submissions and fee management
  • State surplus lines tax calculations and remittances
  • Filing status tracking and confirmation management
  • Audit-ready file organization — if they come knocking, you open the door confidently
  • Transportation filings management (for applicable operations)
  • Regulatory update monitoring — we track the changes so you don’t get surprised
Let's talk about filings →
Pricing model
Per-filing or monthly retainer
High-volume operations find retainer pricing more predictable. Low-to-mid volume? Per-filing. We’ll match the structure to your reality, not our preferred revenue model.
Coverage
All applicable US states
Stamping office states and non-stamping states alike. We track state-by-state requirements so they don’t catch you off guard mid-filing season. Some of them are genuinely surprising.
Best for
WholesalersE&S BrokersSpecialty MGAsHigh-volume filers

Regulatory fines are not a growth strategy. We’ve seen the invoices. They’re not worth whatever time you thought you were saving by managing this in a spreadsheet with color-coded tabs named FINAL_v3_ACTUAL_FINAL.

03
Multi-state compliance

Insurance Licensing Management

Nothing lapses. Nobody loses their appointment. No one’s refreshing the NIPR portal at 11pm. (Except us. That’s what we signed up for.)

Insurance licensing feels manageable right up until it isn’t. One missed renewal. One lapsed appointment. One NIPR submission that slipped while your team was handling something actually urgent. Suddenly a producer legally can’t write business in three states, and there’s a very uncomfortable phone call to make.

We manage the full licensing lifecycle — applications, renewals, appointments, terminations, CE tracking — across every state your operation touches. We work directly in NIPR, track expiration timelines proactively, and flag issues before they become problems. You grow your book. We keep your licenses current. Division of labor. Beautiful thing.

What’s included
  • New license applications — individual and entity, resident and non-resident
  • Renewal management with proactive expiration tracking (we flag before it’s urgent)
  • Carrier appointment processing and termination handling
  • NIPR submissions and status monitoring
  • Continuing education (CE) tracking and deadline management
  • Multi-state expansion support — new state entry without the licensing scramble
  • License status reporting — always know exactly where every license stands
  • All 50 states + DC — each with its own quirks, all of which we know
Let's talk about licensing →
Pricing model
Per-license or monthly retainer
Retainer pricing gives you predictable costs across all your licenses. Per-license works for smaller books. We match the structure to your operation.
State coverage
All 50 states + DC
Every state has quirks. Wyoming is different from Florida is different from New York. We know them all, including the ones that changed quietly last quarter.
Best for
Multi-state operatorsFast-growing teamsProgram managersAnyone tired of calendar reminders about renewals

Gentle observation: Refreshing the NIPR portal at 11pm to confirm a renewal processed is not dedication. That’s a workflow problem wearing a dedication costume. We fix the workflow. You get your evenings back.

04
Ops transformation

Workflow & Process Management

We find the spreadsheet from 2014, the manual step only Maria understood, and the email inbox that became a department. Then we fix all of it.

Most insurance back-office operations weren’t designed. They evolved. Someone set up a process in good faith, someone else added a workaround, someone connected it to an email inbox via a manual step that only one person understood — and now that person is unavailable and the whole operation is quietly held together by institutional memory and shared anxiety.

We audit your workflows from intake to issuance. Every step. Every handoff. Every place where work disappears into someone’s inbox and doesn’t surface until a client calls asking where their policy is. We redesign what needs it, eliminate what doesn’t need to exist, and can run the operation for you. You tell us how much you want to hand off. We handle it.

What’s included
  • Full back-office workflow audit — intake, processing, issuance, QA, all of it
  • Process redesign and documentation that actual humans follow
  • Bottleneck identification and elimination
  • Handoff mapping — no more work quietly vanishing between departments
  • SOP creation and team training
  • Optional: ongoing workflow operation by our team
  • Technology recommendations that are honest, not vendor-aligned
  • Performance reporting: cycle times, error rates, throughput
Let's talk about workflow →
Pricing model
Project fee + optional retainer
Audit and redesign is a one-time engagement. Ongoing operation is a monthly retainer. We don’t make you guess what you’re paying for at any stage.
Typical engagement
Audit in 2–3 weeks. Results visible in 30 days.
Not a 90-day transformation roadmap. Concrete changes you can see quickly. We know what “results in 30 days” looks like because we’ve done it.
Best for
Operations that outgrew their processesTeams post-acquisitionProgram managers

We will not: deliver a 47-slide transformation deck, schedule a “future state visioning workshop,” or invent a proprietary methodology with an acronym. We will map your process, fix what’s broken, and leave you with something that actually runs without a human interpreter.

05
Built for insurance

Custom AI Assistant

Not a chatbot wearing an insurance costume. An AI that actually knows what a diligent search is — and won’t confidently give you the wrong answer about Florida stamping fees.

Most “AI for insurance” tools are general-purpose language models pointed vaguely in the direction of your industry. They’ll write a professional email. They’ll summarize a document with impressive confidence. Ask them a specific compliance question and they’ll answer it fluently, plausibly, and incorrectly.

Ours is different because we built it differently. We start with your documents — your SOPs, your compliance guidelines, your state-specific rules, your workflows. We train the model on the actual decisions your team makes a hundred times a day. The result: an AI that handles the repetitive, high-volume work your team shouldn’t have to touch.

We’ll train it on your data for free before you sign anything. See what it actually does. Then decide.

What’s included
  • Custom AI model trained on your specific workflows, documents, and compliance rules
  • State-specific regulations and insurance knowledge baked in — not vaguely gestured at
  • Document classification and routing automation
  • Filing preparation assistance — drafts ready for review, not drafts of drafts
  • Internal Q&A engine — your team gets answers from your own knowledge base
  • Client-facing intake support (optional — we’ll tell you if we think you need it)
  • Ongoing retraining as your operation evolves, regulations change, or the world does something new
  • Free proof-of-concept: we build and train a version on your actual data, no cost, no commitment
Get a free AI proof of concept →
Pricing model
Build fee + monthly license
Initial build and training is a one-time fee. Ongoing access, updates, and retraining is a monthly license. The proof of concept is genuinely free.
Free offer — yes, really
We train your AI before you commit
Send us your documents and SOPs. We build a working version on your actual data. No charge. No obligation. We do it because we’re confident it will work.
Best for
Teams making the same decisions 100x dailyHigh document volumeScaling without headcount

The distinction that matters: “AI-powered” on a vendor’s website means approximately nothing. “We built and trained the model on your actual compliance documents” means something specific. We are the second kind. Worth asking your other vendors which kind they are.

06
Build anything

Custom Programming

If your vendor has had “improved reporting” on their roadmap since 2021, we have news for you about how that’s going to go.

Insurance operations run on patchwork. Your AMS talks to your rater, except when it doesn’t. Your licensing platform exports to Excel, which someone manually re-enters somewhere else. A critical workflow lives in a shared inbox with a color-coded folder system that is technically functional but spiritually defeating.

We build the software that fills those gaps. Custom portals, automation tools, internal dashboards, client-facing apps, API integrations between systems that weren’t supposed to talk to each other. If you’ve ever said “I wish our system could just do X,” we can probably build X in less time and for less money than your current vendor quoted you for a feature request they logged and never opened again.

What’s included
  • Custom internal portals — licensing dashboards, filing trackers, ops management tools
  • API integrations between your existing platforms (yes, even those two that “weren’t designed to connect”)
  • Automation of manual, repeatable workflows — the ones your team hates doing
  • Client-facing tools — intake forms, document portals, status trackers
  • Data migration from legacy systems that should have been retired years ago
  • Reporting and analytics dashboards
  • Ongoing maintenance and iteration after launch
  • Plain-language documentation your team can actually follow without a certified interpreter
Let's build something →
Pricing model
Project-based or retainer
Defined-scope builds are priced as projects. Ongoing development is a monthly retainer. We scope clearly before we start and don’t discover new requirements on week six.
Typical builds
Weeks, not months
We move fast because we understand the domain. We don’t need six discovery sprints to learn what a stamping office is or why a filing deadline matters.
Best for
Operations held together with spreadsheetsTeams waiting on vendor roadmapsAnyone who needs a tool that doesn't exist yet

On roadmaps: If “improved reporting” has been on your vendor’s roadmap for three years, it is not on their roadmap. It is on their slide deck. Those are different documents. We build the actual thing, not the slide.

The Chameleon Philosophy

Start with one. Add more
when you’re ready.

Clients rarely need everything on day one — and that’s completely fine. Nobody’s going to pitch you the full catalog on the first call. The most common path looks something like this:

Staffing (day one)
Filings (month 2)
Workflow (quarter 2)
Custom AI (when the volume demands it)
Insurance Intermediary

The E&S Wholesaler

S/L FilingsStaffingCustom AIProgramming

High filing volume, small team, and the stamping calendar has no sympathy for bandwidth. Started with filings, added staffing in month 3, AI when volume made manual processing genuinely unsustainable.

Retail Broker

The Growing Agency

StaffingLicensingWorkflow

Needed bilingual CSR support fast (started there), realized licensing renewals were a mess (added that), then wanted the whole operation cleaned up (workflow audit, fixed). Three services, one partner, no drama.

Program Manager

The Multi-State MGA

WorkflowLicensingCustom AIProgramming

12 states, maxed-out team, a compliance calendar that looked like modern art. Workflow redesign first to find the waste. Licensing management for the growing producer book. AI + custom portal to scale without doubling headcount.

Small Insurer

The Regional Carrier

Custom AIProgrammingWorkflow

Enterprise capabilities without the enterprise price tag or the enterprise timeline. Started with a free AI proof of concept, followed immediately by a custom licensing dashboard. The word “roadmap” was never used.

Not sure where to start?
Tell us what’s hurting.

We’ll tell you which service addresses it — and whether you even need us, or whether the fix is simpler than that. Sometimes it is. We’ll tell you that too. (Not every problem needs a vendor.)